Fluffy Cream Cheese Banana Bread Recipe That’s Simply Divine

Soft, moist banana bread takes on a delightful twist with this cream cheese banana bread recipe that promises pure comfort in every slice.

The creamy tangy notes of cream cheese blend seamlessly with ripe bananas, creating a rich and decadent treat.

Overripe bananas become the secret weapon in this bakery-style creation, ensuring maximum flavor and moisture.

Each bite delivers a perfect balance of sweetness and subtle tanginess that sets this bread apart from traditional recipes.

The simple ingredients come together effortlessly, making this a foolproof baking experience for novice and experienced bakers alike.

Warm from the oven or enjoyed with a morning coffee, this banana bread will become your new favorite go-to dessert.

Dive into this irresistible recipe and transform your kitchen into a haven of delicious aromas.

Quick Recipe Overview

Prep Time: 15 minutes

Cook Time: 55 minutes

Total Time: 1 hour 10 minutes

Calories: 200 kcal

Servings: 11

Cream Cheese Banana Bread Ingredient Rundown

• Bananas: Provide natural sweetness and moisture, choose ripe bananas with brown spots for deeper flavor.
• Butter: Adds richness and helps create tender texture, use unsalted for better control of saltiness.
• Granulated Sugar, Brown Sugar: Balance sweetness and create caramel-like undertones, brown sugar adds deeper flavor profile.
• Eggs: Bind ingredients and provide structure, use room temperature eggs for smoother mixing.
• Vanilla Extract: Enhances overall flavor complexity, choose pure vanilla for best taste.

• All-Purpose Flour: Creates bread's foundation, sift to prevent lumps and ensure smooth batter.
• Baking Soda: Helps bread rise and creates light texture, ensure it's fresh for maximum effectiveness.
• Salt: Balances sweetness and amplifies other flavors, use fine sea salt for even distribution.
• Cinnamon: Adds warm, aromatic notes, ground cinnamon works best for smooth integration.

• Cream Cheese: Provides creamy, tangy contrast, use full-fat version for richest texture.
• Granulated Sugar: Sweetens cream cheese layer, mix thoroughly for smooth consistency.
• Egg: Helps stabilize cream cheese mixture, room temperature egg blends more easily.
• Vanilla Extract: Complements cream cheese's tanginess, enhances overall flavor profile.

Tools To Bake Cream Cheese Banana Bread With Ease

• Loaf Pan: 9×5-inch baking vessel for creating the perfect bread shape.
• Large Mixing Bowls: Three separate bowls for combining wet and dry ingredients separately.
• Whisk: Essential for smoothly blending dry ingredients and beating cream cheese mixture.
• Measuring Cups and Spoons: Precise tools for accurate ingredient portioning.
• Spatula: Helps spread batter evenly and scrape bowl sides.
• Electric Mixer: Useful for beating cream cheese mixture to smooth consistency.
• Toothpick: Crucial for checking bread doneness.
• Wire Cooling Rack: Allows bread to cool evenly after baking.
• Aluminum Foil: Optional for preventing over-browning during baking.

Steps To Prepare Cream Cheese Banana Bread Right

• Oven Warmup

Crank up the oven to a cozy 350 degrees. Grab a loaf pan and give it a quick spray or parchment paper hug to prevent sticking.

• Banana Magic

Smash those ripe bananas into a silky smooth dream. Splash in melted butter and sugars, creating a golden mixture. Crack in some eggs and a splash of vanilla, mixing until everything plays nicely together. Gently fold in flour, baking soda, and a whisper of cinnamon until just combined.

• Creamy Cloud Layer

Whip cream cheese into a dreamy, velvety texture. Mix in sugar, an egg, and vanilla until it becomes a luscious, smooth blanket.

• Layered Treasure

Pour half the banana batter into the pan like a golden river. Carefully spread the cream cheese layer across the surface. Crown it with the remaining banana batter, making sure to cover every inch of the creamy surprise underneath.

• Baking Transformation

Slide the pan into the oven and let magic happen for about 50-60 minutes. Keep an eye out – if the top starts looking too bronzed, drape some foil over it like a protective shield.

• Cooling Moment

Give the bread a quick 10-minute rest in the pan, then transfer to a cooling rack. Patience is key – let it cool completely before slicing into this decadent treat.

Mix-Ins That Pair With Cream Cheese Banana Bread

• Cream Cheese Swirl Secrets: Pro Tips for Banana Bread Perfection
• Banana Ripeness Magic: Use overripe bananas with dark brown or black spots for maximum sweetness and deeper flavor. Extremely ripe bananas provide more natural sugars and create a more moist, tender bread.
• Cream Cheese Smoothness Trick: Ensure cream cheese is at room temperature before mixing to prevent lumps and create a silky-smooth swirl layer that blends perfectly throughout the bread.
• Storage Wisdom: Wrap the cooled banana bread tightly in plastic wrap or store in an airtight container. It stays fresh at room temperature for 3-4 days or refrigerated for up to a week. For longer preservation, freeze slices for up to 3 months.
• Diet-Friendly Adaptations: Swap all-purpose flour with gluten-free flour blend for a celiac-friendly version. Replace sugar with coconut sugar or monk fruit sweetener for a lower-glycemic option. Use dairy-free cream cheese for a vegan-friendly alternative that maintains the creamy texture.

Ways To Slice And Serve Cream Cheese Banana Bread

• Cozy Breakfast Companion: Slice this rich banana bread and pair it with a hot cup of coffee or chai tea for a comforting morning treat.
• Decadent Dessert Twist: Warm each slice and top with a scoop of vanilla ice cream or drizzle with caramel sauce for an indulgent after-dinner delight.
• Brunch Showstopper: Create elegant appetizer-style bites by cutting the bread into small squares and serving on a decorative platter with fresh berries and whipped cream.
• Gifting Delight: Wrap individual slices in parchment paper and tie with a rustic twine for a homemade gift that spreads warmth and love to friends and family.

Storage Help For Cream Cheese Banana Bread

• Smart Refrigeration Strategy: Store the banana bread in an airtight container inside the refrigerator for up to 5 days. Wrap each slice separately for quick grab-and-go snacking or pack lunch treats.
• Quick Freezing Technique: Slice the bread completely, then place parchment paper between each slice. Pack in a freezer-safe container or sealed bag, which allows freezing for 2-3 months. Thaw overnight in the refrigerator for best texture restoration.
• Room Temperature Freshness Hack: Keep the unsliced bread wrapped in plastic wrap or aluminum foil at room temperature for 2-3 days. Place on a cool kitchen counter away from direct sunlight to maintain moisture and softness.
• Moisture Maintenance Method: Before storing, ensure the banana bread has cooled completely to prevent condensation. Wrap tightly in plastic wrap or place in a sealed container to prevent drying out and preserve its delicate cream cheese swirl texture.

Moist Cream Cheese Banana Bread Recipe

---

5 Stars 4 Stars 3 Stars 2 Stars 1 Star

4.6 from 24 reviews

• Total Time: 1 hour 10 minutes
• Yield: 11 1x

Print Recipe

Pin Recipe

Description

Creamy cream cheese banana bread emerges as a delightful twist on classic banana bread. Rich flavors and moist texture combine to create a memorable homemade treat you’ll savor with each delectable slice.

---

Ingredients

Scale 1x2x3x

• 2 to 3 ripe bananas (about 1 cup mashed / 240 ml)
• 1.75 cups (220 g) all-purpose flour
• 0.5 cup (115 g / 115 ml) unsalted butter, melted
• 2 large eggs
• 0.5 cup (100 g) granulated sugar
• 0.25 cup (55 g) brown sugar, packed
• 1 tsp vanilla extract
• 1 tsp baking soda
• 0.5 tsp salt
• 0.5 tsp ground cinnamon (optional)
• 8 oz (225 g) cream cheese, softened
• 0.25 cup (50 g) granulated sugar (for cream cheese layer)
• 0.5 tsp vanilla extract (for cream cheese layer)
• 1 large egg (for cream cheese layer)

Cook Mode Prevent your screen from going dark

---

Instructions

1. Oven Preparation: Ignite the oven to 350F (175C) and line a 9×5-inch loaf pan with parchment paper or butter for effortless release.
2. Banana Base Creation: Pulverize ripe bananas into a creamy pulp. Merge melted butter, white and brown sugars, eggs, and vanilla extract, whisking until the mixture transforms into a homogeneous liquid with silky consistency.
3. Dry Ingredient Fusion: Sift flour, baking soda, salt, and cinnamon together. Delicately incorporate these powdery elements into the banana mixture, stirring minimally to preserve a tender, delicate texture.
4. Cream Cheese Infusion: Whisk cream cheese, sugar, egg, and vanilla until achieving a luxuriously smooth, lump-free mixture.
5. Layering Technique: Pour half the banana batter into the prepared pan. Strategically spread the cream cheese mixture across this initial layer, ensuring uniform distribution.
6. Final Assembly: Elegantly cloak the cream cheese layer with remaining banana batter, creating a harmonious flavor landscape.
7. Baking Ritual: Position the pan in the preheated oven. Bake for 50-60 minutes, tenting with aluminum foil if the surface browns too aggressively.
8. Cooling Sequence: Allow the bread to rest in the pan for 10 minutes, then transfer to a cooling rack. Let the bread settle completely before slicing to maintain its structural integrity.

Notes

• Select Perfectly Ripe Bananas: Use overripe bananas with dark brown or black spots for maximum sweetness and intense banana flavor, ensuring a moist and rich bread texture.
• Minimize Mixing Technique: Gently fold dry ingredients into wet mixture to prevent gluten development, which keeps the bread tender and prevents a tough, dense result.
• Control Cream Cheese Distribution: Spread cream cheese mixture carefully to create beautiful marbled layers, avoiding complete mixing to maintain distinct flavor pockets.
• Watch Baking Time Carefully: Check bread around 50-minute mark with a toothpick test, as oven temperatures vary; cover with foil if top browns too quickly to prevent burning while ensuring even internal cooking.

• Prep Time: 15 minutes
• Cook Time: 55 minutes
• Category: Breakfast, Snacks, Desserts
• Method: Baking
• Cuisine: American

Nutrition

• Serving Size: 11
• Calories: 200
• Sugar: 18 g
• Sodium: 180 mg
• Fat: 9 g
• Saturated Fat: 5 g
• Unsaturated Fat: 3 g
• Trans Fat: 0 g
• Carbohydrates: 28 g
• Fiber: 1 g
• Protein: 3 g
• Cholesterol: 45 mg